Privacy Policy

Last Updated: July 22, 2026

1. Introduction

Viscusi Enterprises LLC ("Viscusi Enterprises," "Company," "we," "us," or "our") values your privacy and is committed to protecting the personal information you share with us.

This Privacy Policy explains how we collect, use, disclose, store, and protect your information when you use our website, customer relationship management (CRM) platform, Meta Lead Ads, online forms, and any other products or services we provide (collectively, the "Services").

This Privacy Policy applies to information collected from:

• Individuals requesting information about insurance products or services;

• Licensed insurance agents and agencies using our CRM platform;

• Visitors to our websites, landing pages, and online forms; and

• Individuals who communicate with us by phone, email, text message, or other electronic means.

By accessing or using our Services, creating an account, submitting information, or otherwise interacting with Viscusi Enterprises LLC, you acknowledge that you have read and understood this Privacy Policy.

This Privacy Policy should be read together with our Terms of Service and any other agreements or policies that apply to your use of our Services.

Business Information

Company Name: Viscusi Enterprises LLC

Business Phone: (202) 961-6417

Business Mailing Address:
30 S 15th St Ste 1550, PMB 765122, Philadelphia, Pennsylvania 19102-4806, US

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our business, technology, legal requirements, or the Services we provide. When we make changes, we will update the "Last Updated" date at the top of this Privacy Policy. Your continued use of our Services after any updates become effective constitutes your acceptance of the revised Privacy Policy.

If you have any questions regarding this Privacy Policy or our privacy practices, please contact us using the information provided at the end of this Privacy Policy.

2. Information We Collect

The information we collect depends on how you interact with Viscusi Enterprises LLC and our Services. We collect information directly from you, automatically through your use of our Services, and from certain third-party sources when permitted by law.

Information You Provide

When you create an account, request information, purchase leads, contact us, or otherwise use our Services, we may collect information such as:

Personal Information

• First and last name

• Email address

• Phone number

• Gender

• Mailing address (if provided)

• Business or agency name (if provided)

Insurance & Licensing Information

• National Producer Number (NPN)

• Resident license state

• Other licensing information you voluntarily provide

Account Information

• Username or login email

• Encrypted password

• Account preferences

• Account creation date

• Login history

Payment Information

If you purchase leads or other services, we may collect billing information, purchase history, invoices, and payment records. Payment card information is processed through trusted third-party payment processors, and we do not intentionally store complete payment card numbers on our systems.

Communications

When you contact us, we may keep records of your emails, text messages, phone calls, customer support requests, and other communications to provide support, improve our Services, and maintain business records.

Information Collected Automatically

When you use our website or CRM, we may automatically collect certain technical information, including:

• IP address

• Browser type

• Device information

• Operating system

• Login activity

• Website usage information

• Cookies and similar technologies

• Meta Pixel and other analytics data used to improve our Services and advertising performance

Information from Third Parties

Where permitted by law, we may receive information from trusted third parties, including payment processors, analytics providers, insurance licensing databases, and other business partners to help operate our Services, verify account information, process transactions, and maintain platform security.

3. How We Use Your Information

Viscusi Enterprises LLC uses the information we collect for legitimate business purposes, including providing, maintaining, improving, and securing our Services.

We may use your information to:

Provide and Operate Our Services

• Create and manage user accounts;

• Provide access to our CRM platform;

• Deliver requested insurance-related services;

• Process lead requests, purchases, and assignments;

• Provide customer support;

• Communicate with users regarding their accounts or requested services.

Verify Accounts and Maintain Security

• Verify user identity;

• Verify insurance licensing information, including NPN information when applicable;

• Protect against fraud, unauthorized access, and misuse of our Services;

• Monitor platform security and performance;

• Maintain records of account activity and agreements.

Improve Our Services

• Analyze usage of our website and CRM platform;

• Improve platform functionality;

• Develop new features and services;

• Troubleshoot technical issues;

• Evaluate the effectiveness of our marketing and advertising.

Communicate With You

We may use your information to communicate with you through:

• Email;

• Telephone calls;

• Text messages;

• Notifications within our platform; and

• Other communication methods you provide consent to receive.

These communications may include account updates, customer support responses, security notices, service announcements, and marketing communications where permitted by law.

Maintain Compliance and Business Records

We may use information to:

• Maintain records of consent and agreements;

• Comply with applicable laws and regulations;

• Respond to legal requests;

• Enforce our Terms of Service and other agreements;

• Resolve disputes;

• Maintain business and transaction records.

4. How We Share Your Information

Some state privacy laws, such as the California Consumer Privacy Act and similar laws in other states, define “sale” or “sharing” of personal information broadly, including providing information to licensed insurance agents or agencies in exchange for compensation. Under these broader definitions, our practice of connecting your information with a licensed insurance agent or agency in exchange for payment from that agent or agency may be considered a “sale” or “sharing” of personal information, even though we do not sell information to unrelated marketers or data brokers.

However, we may share information when necessary to provide our Services, operate our business, or fulfill the purpose for which information was submitted.

We may share information with the following categories of recipients:

Licensed Insurance Professionals and Agencies

If you submit information requesting insurance-related services, your information may be shared with licensed insurance agents, producers, agencies, or other authorized insurance professionals who assist in responding to your request.

Service Providers

We may share information with trusted third-party service providers that help us operate our business, including:

• Website hosting providers;

• CRM and software providers;

• Payment processors;

• Email service providers;

• SMS communication providers;

• Analytics providers;

• Security and fraud prevention providers.

These service providers are authorized to use information only as necessary to provide services to Viscusi Enterprises LLC.

Business Partners

We may share information with business partners when necessary to provide requested services, operate our platform, or support business operations.

Legal Requirements

We may disclose information when required or permitted by law, including:

• To comply with legal obligations;

• To respond to subpoenas, court orders, or government requests;

• To protect the rights, safety, and security of Viscusi Enterprises LLC, our users, or others;

• To investigate fraud or misuse of our Services.

Business Transfers

If Viscusi Enterprises LLC is involved in a merger, acquisition, financing, reorganization, sale of assets, or similar transaction, information may be transferred as part of that transaction, subject to applicable laws and contractual protections.

5. Cookies and Tracking Technologies

Viscusi Enterprises LLC may use cookies, tracking technologies, and similar tools to improve our Services, understand how users interact with our websites and CRM platform, improve security, and measure the effectiveness of our marketing efforts.

These technologies may include:

• Cookies;

• Web beacons;

• Tracking pixels;

• Meta Pixel;

• Advertising conversion tools;

• Analytics services; and

• Similar technologies.

These technologies may collect information such as:

• Device information;

• Browser type;

• IP address;

• Pages visited;

• Website activity;

• Referral sources;

• Advertising interactions; and

• General usage information.

We may use this information to:

• Improve website performance;

• Analyze traffic and usage patterns;

• Measure advertising effectiveness;

• Improve user experience;

• Detect fraud or security issues; and

• Improve our Services.

Some third-party providers, including advertising and analytics providers, may use their own cookies or tracking technologies according to their own privacy policies.

You may be able to manage cookie preferences through your browser settings or device settings. However, disabling certain technologies may affect the functionality of our Services.

6. Data Security

Viscusi Enterprises LLC takes reasonable measures designed to protect the personal information we collect from unauthorized access, disclosure, alteration, or destruction.

Our security practices may include:

• Secure data storage;

• Access controls;

• Account authentication measures;

• Password protection;

• Monitoring for suspicious activity;

• Limiting access to information based on business needs; and

• Using trusted third-party technology providers.

However, no method of electronic storage or transmission is completely secure. While we work to protect your information, we cannot guarantee absolute security.

You are responsible for maintaining the confidentiality of your account credentials and should notify us immediately if you believe your account has been accessed without authorization.

In the event of a data breach or security incident affecting your personal information, we will notify affected individuals and applicable regulators as required by applicable law.

7. Data Retention

Viscusi Enterprises LLC retains personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy.

The length of time we retain information may depend on:

• The purpose for which the information was collected;

• Legal and regulatory requirements;

• Business recordkeeping needs;

• Security and fraud prevention requirements;

• Contractual obligations; and

• The nature of the relationship between you and Viscusi Enterprises LLC.

When information is no longer reasonably necessary for business or legal purposes, we may securely delete, anonymize, or dispose of the information in accordance with applicable laws and our internal procedures.

8. Your Rights and Choices

Depending on your location and applicable law, you may have certain rights regarding your personal information.

These rights may include:

• Requesting access to personal information we maintain about you;

• Requesting correction of inaccurate information;

• Requesting deletion of personal information;

• Requesting information about how your information is used;

• Opting out of certain marketing communications;

• Updating your account information; and

• Managing communication preferences.

To request assistance regarding your personal information, contact us using the information provided below.

Right to Opt Out of Sale or Sharing of Personal Information

If you are a resident of California or another state with a similar privacy law, you may have the right to opt out of the “sale” or “sharing” of your personal information, including our practice of providing your information to a licensed insurance agent or agency in exchange for compensation.

To exercise this right, contact us using the information provided below and specify that you are requesting to opt out of the sale or sharing of your personal information. If you use a browser or device setting that sends an opt-out preference signal, such as the Global Privacy Control, we will treat that signal as a valid request to opt out of the sale or sharing of your personal information for that browser or device. We will not discriminate against you for exercising this right.

We may need to verify your identity before completing certain requests.

Some information may be retained when necessary to comply with legal obligations, resolve disputes, enforce agreements, or maintain legitimate business records.

9. Children's Privacy

Our Services are intended for individuals who are at least 18 years old.

Viscusi Enterprises LLC does not knowingly collect personal information from children under the age of 18.

If we become aware that we have collected personal information from an individual under 18 without appropriate authorization, we will take reasonable steps to delete such information.

10. Changes to This Privacy Policy

Viscusi Enterprises LLC may update this Privacy Policy from time to time to reflect changes in:

• Our business practices;

• Our Services;

• Technology;

• Legal requirements; or

• Privacy practices.

When updates are made, we will revise the "Last Updated" date at the beginning of this Privacy Policy.

Where required by law, we may provide additional notice regarding material changes.

Your continued use of our Services after updates become effective means you acknowledge the revised Privacy Policy.

11. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, you may contact us:

Viscusi Enterprises LLC

Phone:
(202) 961-6417

Mailing Address:
30 S 15th St Ste 1550, PMB 765122, Philadelphia, Pennsylvania 19102-4806, US

Email:
viscusienterprises@gmail.com

We will make reasonable efforts to respond to privacy-related inquiries in a timely manner.